Noel Larkin’s hyper-holiday spirit is a mystery to both her boyfriend, Roland and her dour accountant, Benjamin. So when charming Hank, a non-profit organizer, re-appears in her life, Noel was delighted. At last she’d found romantic harmony, or so she thought. Then comes Christmas Eve and revelations that shake her faith in all three men. Can anyone restore her Christmas spirit to her before her birthday arrives the next morning? It would take an act of selfless charity to do so... (F/M)