A Legal Guide to Recovering for Flood Losses is a first-of-its-kind compendium of strategies for recovery from flood damages. It explains the component parts of the standard water/flood exclusion in property policies and identifies potential remedies. It has four parts: • The First Section begins with an analysis of the components  parts of the standard water/flood exclusion in property  policies. That is followed by a discussion of discrete clauses  in property policies that provide limited coverage for flood  losses. • The Second Section explores coverage under private flood  insurance—both primary and excess—and under the Federal  Emergency Management Agency Standard Flood Insurance  Policy (SFIP). Discussion of the SFIP examines in depth the  requirements for proofs of loss as deficient or untimely proofs  of loss is the most common reason policyholders are denied  coverage. • The Third Section highlights when recovery may be obtained  under other types of coverages: business interruption;  builder’s risk; equipment breakdown; commercial general  liability; Directors & Officers; and automobile insurance.  For each type of insurance policy, the treatise explains the  coverage generally and then focuses on policy language that  either covers or excludes flood losses. • The Fourth and Final Section concerns recovery from  tortfeasors: insurance agents and brokers; landlords and  tenants; governments; meteorologists and businesses  providing inaccurate information about flooding dangers or  failing to warn customers about known dangers.