For the woman who likes natural beauty, this 14K gold pendant and earring set contrasts organic warmth with wintry coolness. Round white topaz and diamond accents dangle toward a cushion-cut, kite-shaped garnet with a topaz at the tip of each piece. The earrings close with a post back, and the pendant's 18.0-inch rope chain closes with a spring-ring clasp. Garnet is January's birthstone.