There comes a time when most still-literate octogenarians feel the desire to amuse, educate or perhaps bore their descendants and neighbors with the many lessons of experience they have personally suffered. Fortunately or sadly, depending on the reader's level of tolerance, this author is no exception. Thus we have "Life's Lessons Learned," the tale of an unrepentant railroad enthusiast and amateur psychologist's adventures with family, acquaintances and colleagues whose names have been altered in many instances to protect the guilty and the outrageous.